Seamless payment
experiences for your business
Redefining global payments
Open
Works with any currency, in any country, and is always available 24/7/365.
Fast
Send and receive money with final settlement in near real-time.
Low Cost
UMA-enabled wallets deliver low-cost transactions to help customers get the best rates.
Simple to use
UMA has human-readable, personalized addresses that are easy to remember and share.
Realtime FX
Automatically convert any fiat or cryptocurrency when using UMA.
Interoperability
UMA-enabled accounts can send to any other UMA-enabled account held at a different wallet, exchange, or bank. Subject to the terms of each account provider.
Built-in Compliance
UMA workflows meet regulatory requirements including sanctions screening, transaction pre-screening, and post-transaction monitoring consistent with industry standards.
End-to-End Encryption
Provides an encrypted communication channel to send required information, before or simultaneously, with the payment.
Invites
Use a built-in invite system to grow your user base.
Join the UMA Network
Integrate UMA to build seamless payment experiences.
300 million users with access. 140+ countries. 100+ currencies.
Designed for Every Payment Need
Tipping
Subscriptions
Content Creators
Messaging
Gaming
E-Commerce
Secure and Compliant
Simplified KYC
UMA simplifies end-user onboarding with
secure KYC information transmission.
Customizable Onboarding Flows
Tailored onboarding experiences that fit customer needs while meeting regulatory requirements.
Integrate Universal Money Address enable new payments experiences for your customers today.
UMA developer-friendly documentation is designed to make integration fast and seamless. UMA supports Python, Go, Rust, Kotlin/Java, and Typescript/Javascript.
Need help? Contact us at hello@uma.me